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  POINTS Rivian (RIVN) stock declined 4.7% after Cantor Fitzgerald downgraded its rating from "Buy" to "Neutral." Q4 2024 earnings were underwhelming , with 2025 delivery guidance (46,000-51,000 vehicles) falling short of expectations. Positives : Revenue, EPS, and EBITDA exceeded forecasts, and gross margin and free cash flow (FCF) turned positive for the first time. Volkswagen (VW) and Rivian’s $5.8 billion joint venture could drive long-term growth. U.S. government’s interest in electric armored vehicles could present future contract opportunities for Rivian. The stock is down 2.4% YTD and is trading 28.6% below its 52-week high. Details Why Did Rivian (NASDAQ: RIVN) Stock Drop? source : yahoo finance (RIVN) Disappointing Q4 2024 earnings and weaker 2025 outlook 2025 delivery forecast (46,000-51,000 vehicles) fell short of analyst expectations. Decline in electric delivery van (EDV) shipments raised concerns. Possible elimination of the $7,500 EV tax credit co...

  POINTS Tesla (TSLA) shares surged 91% after Trump's election victory but have since declined by 10% in 2025. Weak EV sales, new tariffs on China, and Elon Musk’s government involvement have worried some investors. Dan Ives of Wedbush Securities predicts Tesla will gain $1 trillion in value under Trump’s deregulation policies. Tesla’s AI-driven self-driving and robotics projects remain on track, with a 12-month price target of $550 (52% upside). Details Tesla (NASDAQ: TSLA) Stock Performance & Concerns Tesla’s stock soared by 91% following Trump’s election win on November 5, 2024. Since early 2025, Tesla shares have declined by 10% due to concerns over EV sales and tariffs. Key factors pressuring Tesla’s stock price: Weak EV sales : Tesla’s EV revenue declined 6% year over year in Q4 2024. Tariff concerns : Trump’s administration imposed new tariffs on China , Tesla’s key market. Elon Musk’s political involvement : Musk is leading Trump’s "Department of Government Effi...

  POINTS dLocal (DLO) is a global fintech company enabling e-commerce payments in emerging markets. Despite an 81% decline from its all-time high, revenue has grown 600% since its IPO. Total Payment Volume (TPV) increased by 41% in 2024, with revenue up 13%. Currently valued at 27 times free cash flow (FCF), suggesting potential undervaluation. Key clients include Amazon, Spotify, Uber, and Netflix. Details source : pixabay(payment) dLocal (NASDAQ: DLO) Overview Business Model Operates in emerging markets (Latin America, Africa, and Asia), offering 900+ payment options to over 2 billion consumers . Facilitates payments for global enterprises without requiring international credit cards. Before dLocal, customers without international credit cards faced challenges making purchases , but dLocal enables local payment processing. Major Clients Amazon, Spotify, Uber, Shopify, Netflix , and other global companies. Revenue and Financial Growth 600% revenue growth since IPO in 2021. Total...

  POINT Monster Beverage (MNST), Fortinet (FTNT), and DoorDash (DASH) are three top stocks with strong long-term growth potential. Monster Beverage : A dominant energy drink company with consistent revenue and profit growth. Fortinet : A cybersecurity leader with a strong patent portfolio and growing market demand. DoorDash : The largest food delivery platform in the U.S. with continued expansion in market reach and services. Details source : pixaby 🔹 Monster Beverage (NASDAQ: MNST) Product Portfolio : Monster, Reign, Predator, Full Throttle, and other energy drink brands. Revenue & Net Income Growth (Unit: $B) 2021: Revenue $5.541 → Net Income $1.377 2022: Revenue $6.311 → Net Income $1.192 2023: Revenue $7.140 → Net Income $1.631 Growth Drivers Continuous new product launches and innovative marketing strategies. Acquired Bang Energy ($362M in 2023) and CANarchy Craft Brewery ($330M in 2022) to expand its product range. Implemented a 5% price increase across most product...

  What is EBITDA? Image created using Microsoft Designer What is EBITDA? EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) is a financial metric that measures a company's profitability before accounting for non-operating expenses. It is calculated as follows: EBITDA = Net Income + Interest + Taxes + Depreciation + Amortization For example, if a company has an annual net income of $500 million, interest expenses of $100 million, taxes of $150 million, and depreciation costs of $200 million, its EBITDA is calculated as: EBITDA = $500M + $100M + $150M + $200M = $950M Simply put, EBITDA reflects how much a company earns from its operations before non-operating costs . By excluding factors like depreciation and interest expenses, it provides a clearer picture of a company's actual cash generation capacity.

  Apple Stock: 3 Reasons to Buy Now POINTS Apple (AAPL) stock remains strong despite the recent tech sector correction Growth in AI and services is a key driver of stock stability Short-term resistance expected at the $180–$190 range